Cant buy with debit or credit card why

amitagarwal02 Level 1

August 30, 2018, 9:05 am

49

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Cant buy with debit or credit card why

Cant buy with debit or credit card why
i have idbi bank credit card i am from india

your card was declined i got this messege with both debit and credit card

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rlpzbeermoney

rlpzbeermoney

You could try linking your debit or credit card to PayPal first and see if it helps. Usually with online international transactions, you don't need to call the bank if you're going to purchase online. But I would try and call the bank and see if you have any outstanding unsettled balance or problems first.

6 years ago

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mark8625

mark8625

Yeah as I have said much better to call the bank. I am sure they could able to explain to you what is really going on to your account.

6 years ago

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NesMarcos

NesMarcos

I would have to agree with you on this. Try linking your credit card or debit card however make sure that their are verified so you can do online transactions.

6 years ago

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esteban123

esteban123

Yes I agree on this because I have tried before linking my debit card to my PayPal account and uses it for sending payment or purchasing online as long as it has a balance in it. I can freely used it without any hassle and delay since you can now check through online if your debit card has a balance on it. It should always be regularly checked if it is still working or not.

6 years ago

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Youngshark

Youngshark

I also use a paypal link and no issues have been raised so far in how I operate. In any case I would always rely on ionicware support team to offer the next cause of action.

6 years ago

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mark8625

mark8625

Think you should call your bank and raise that experienced of yours. Maybe you need to link something in your account so you would able to use it.

6 years ago

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Martinsx1

Martinsx1

From what I have discovered reading in between comments above and below, the posters debit and credit card was being used to try and link to PayPal, and from what I understand the bank cards aren't allowed to link to PayPal. There are some banks over here in my country that aren't affiliated with PayPal, so there is no way such bank cards - Debit or Credit card would ever be linked to PayPal.

6 years ago

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amitagarwal02

amitagarwal02

i have idbi credit and debit card i cant link that to paypal
idbi bank says they have no tie up with paypal i am from india

6 years ago

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SMMguyzz

SMMguyzz

Hi there, If you are trying to pay via Rupay card, Then Rupay card will not work, If you have any Visa OR MasterCard, So try once, If Visa or MasterCard also showing this error, Contact your bank, And activate international usage service in your card. It's free of cost.

-Thanks

6 years ago

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amitagarwal02

amitagarwal02

yes debit card is rupay - discover
and credit card is visa

yes mine card are for international use also

6 years ago

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SMMguyzz

SMMguyzz

Some Indian Bank Debit card OR Credit card Will not work for International purchase.
This is some Indian bank, None of these banks are able to make international payments.

Punjab National Bank
Cooperative Bank
CBI Bank
Paytm Payments Bank
Airtel Payments Bank
Vijaya Bank

And many more. As i Know IDBI is very good bank, I've also IDBI bank credit card, It works very well for make international payments.
Visit your Nearby Bank Branch, I hoped that your problem will be solved immediately.
Thanks

6 years ago

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amitagarwal02

amitagarwal02

NO BOTH DEBIT AND CREDIT CARD NOT WORKING FOR INTERNATIONAL PAYMENTS
I EMAILED THEM
IDBI DEBIT CARD IS NOT SUPPORTED ON PAYPAL THEY SAID
REGRADING CREDIT CARD THEY WILL REPLY IN SOME TIME I THINK

6 years ago

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NerdIndeed

NerdIndeed

She has a point. The merchant might only accept Visa or Mastercard as payment. Check your card if either of them has it.

6 years ago

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Martinsx1

Martinsx1

Please take note that there are some parts of the world where PayPal services isn't available and there is no way the bank credit or debit card of such places be acceptable and linked to PayPal account. So, the first thing to do is find out if PayPal services is available in your country and if yes but the bank card still won't link to your PayPal account, contact your bank.

6 years ago

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Zelmontero

Zelmontero

It is really better to consult in your bank first regarding to your problem. Going directly to them is safer and wiser your problem may be solved immediately. I hoped that your problem will be solved immediately. Good luck.

6 years ago

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Martinsx1

Martinsx1

Exactly! The only best thing to do is just get prepared and visit the bank because they are the ones that have the full power to solving the card problems. Debit or credit cards can only be issued and canceled by the card issuer, so they can sort it out and have the card functional once more.

6 years ago

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Martinsx1

Martinsx1

Well, just like you pointed out that you received a message from your bank the card was declined, so it's the obvious reason why you can't carry out and complete any transaction using the card. Just reach out to your bank's customer care and have it sorted out or better still request for a new card.

6 years ago

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Barida

Barida

That is another way to sort things out as I have come to realize that there are some debit and credit cards that are not always meant for international transactions. Getting across to your bank will go a long way to finding a lasting solution to the issue that you are currently experiencing.

6 years ago

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Martinsx1

Martinsx1

Exactly, there are lots of banks issued to bank customers but not all of them are used for international transactions. Normally, it happens to depend on the type of account the card is issued from, if the bank account is meant to work on regional reach, there is no way the card issued to the account will work for international transactions.

6 years ago

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amelia88

amelia88

I used to work for a bank (albeit not in India) but a common issue when people were trying to do international transactions was that the card wasn't enabled for foreign purchases. Definitely double check that side of things first. It's a common problem that happens quite a bit for certain countries.

6 years ago

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amitagarwal02

amitagarwal02

i called ibdi bank in india (bombay) they said your is domestic debit card
i told them on card it is written international debit card then how it is dosmestic they told to email
i emailed them they told paypal is not supported

THEY REPLIED :-
we wish to inform that IDBI Bank Debit Card can be used online at those web sites which are
backed by Second Factor authentication

Paypal's site is also not compliant with Second Factor authentication, hence the transaction will not go through

6 years ago

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rlpzbeermoney

rlpzbeermoney

Try and find a prepaid card service in your country. There are countless options in my country. Just find the most convenient one for you to load money in the card and use it online. The problem with credit cards and debit cards from banks sometimes is that they don't want to be used in transactions they aren't partnered with.

6 years ago

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Alymae

Alymae

Sometimes this depends on your card type. that's why they can't accept and yes paypal is not secured by 2FA. Maybe you should try to apply for another debit card from another bank or just shop to the online stores indicated by your bank. Maybe you should try another digital wallet that will work with your bank.

6 years ago

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overcast

overcast

I think credit and debit cards both are supposed to be enabled for the overseas shopping. So you may have to check those settings and see if that one applies in your case. If it does then make sure to enable that. And you'd be able to use the card with paypal or any other payment processor. I have had this issue and i resolved by enabling it for the overseas use in atm and online usage. That worked out for me.

6 years ago

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Barida

Barida

There are universal process of getting paid or paying for some services on this platform and one of them is the PayPal process. If they are allowed in your country, you can link your bank account up to the PayPal account and see how you are going to make things work via that way. Also, you can try talking to the people that are in position to explain better such as the support team for they will have an idea on the best thing to do.

6 years ago

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anchoreztin

anchoreztin

The best way is to contact your bank or pay them a visit. They are the best one whou could assist you with that concern.

6 years ago

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mark8625

mark8625

That is right. Contact your bank whatever the problem you need to solve immediately. Your bank will assist you for sure.

6 years ago

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anchoreztin

anchoreztin

Once my ATM card or online banking records show suspicious activities, I always go to my bank immediately. I'd rather "waste" my time checking up what is wrong with my account because hacking nowadays are getting smarter and smarter by the time. I am always paranoid about my accounts.

6 years ago

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mark8625

mark8625

Me too. It is our hard earned money and we should exert extra effort of making them safe in any forms of trouble. Many hackers out there who could do something in our bank account. They could do anything for it. The best thing that we should do once we find suspicious going on in it is that report immediately in the bank. They have safety measures to avoid and even to track if there has anomaly in our bank account.

6 years ago

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Zelmontero

Zelmontero

Yes, it is the best and fastest way to solved your problem. Going to them directly may solved your problem quickly because they will be directly assisting you. Most especially in a debit or credit card problem it is important to solved the problem quickly.

6 years ago

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blackmist

blackmist

Maybe your bank doesn't doesn't support it. I agree with the previous comment that you try contacting the support of your bank to assess you with the matter.

6 years ago

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jeffreyjose48

jeffreyjose48

You must really go to your bank and inquire why you cannot purchase using your cards. See to it that you have money on those cards. Also make sure that your identification pin is safe.

6 years ago

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amitagarwal02

amitagarwal02

yes i have money on the card
they said debit card is domestic but i see international debit atm card written on card

they said as it is Rupay card it wont work outside india
so take new card and cancel this one they said
but why international debit atm card written on debit card

thanks all for the help

6 years ago

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mark8625

mark8625

I think there has misunderstanding about the account you have. If written in your card is for international also then you could use it for international too. I can tell that the problem is maybe your bank accidentally or intentionally labelled it international to just promote their bank.

6 years ago

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ballyhara

ballyhara

If your card doesn't work for foreign transactions, then try to get a prepaid online card. Usually you can do it by asking around which platform in India offers them. You can also ask your bank to allow you to use it overseas. It might take you to pay extra fees for the service, but eventually it will work out.

6 years ago

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Gilgamesh

Gilgamesh

You need to verify your card to use it, if it does not still work try in contacting ypur bank to help you in your problem.ake sure tgat you have a balance in your account to link it.

6 years ago

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jayjaydimson

jayjaydimson

Maybe your credit or debit card has no funds, You can contact your Credit Card or Debit card provider for your concerns, They will assist you on that.

6 years ago

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amitagarwal02

amitagarwal02

IT HAS FUNDS
the bank says they dont support paypal or skrill account funding

6 years ago

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romyter013

romyter013

I agree with you guys. Its really best to communicate first with our bank get to know if they are trying to update something or it only got delay so they can fix that for you. Its better too just like what the other recommend here by using Paypal. You just need to link your card and Paypal always gives out step by step on how to do it. Any minute you are going to receive email from them to make sure if the procedure you made are already successful.

6 years ago

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amitagarwal02

amitagarwal02

they said there card dont support international funding
so i cant buy with paypal or skrill as i cant fnd with rupay debit card

6 years ago

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jayjaydimson

jayjaydimson

Ask your credit card or debit card holder, maybe there are some problems on your credit card. And try to buy again.

6 years ago

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jayjaydimson

jayjaydimson

Ask your credit card or debit card holder on what happens to your card. Maybe it's just the balance is insufficient.

6 years ago

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jayjaydimson

jayjaydimson

The main problem on that problem is either your credit or debit card have no funds, or the credit or debit card provider is placing your card on hold for some reasons. So try to contact their customer support about that problem.

6 years ago

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centurion

centurion

IT means your cards are not allowed with international transaction. If you think your card is OK- than you must need to talk to customer care with SEOClerks so that you can make some payment. Basically every bank does not have outgoing or international transaction system. Some banks have restricted to use within the country based but SEOClerk is an USA based company and your card should need to be accessible worldwide. If you face more problem than you can contact with your bank about this matter with the website address and I think your bank can give you right solution.

Thanks
Centurion

6 years ago

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jpk0007

jpk0007

I don't think there should be any problem in using your credit card for international transactions as long as it does not have any credit restrictions imposed by the banks. I am even able to use my state bank debit card for doing most of the international transactions. Once you allow international transactions on your debit cards it is very easy to use them. I guess the best option is to link your PayPal account with your debit 0r credit cards and use your PayPal account without encountering any such problem for doing all your international transactions.

6 years ago

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theresajane

theresajane

There are a lot of potential reasons in your case. It could be an authorization hold, problem with the bank or etc. It is really best to contact your bank.

6 years ago

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jayjaydimson

jayjaydimson

Try to contact your credit or debit card provider, maybe it has a problem regarding with your account or you have insufficient balance.

6 years ago

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mhingnhormz

mhingnhormz

Can't buy with debit or credit card why: In my previous work, we also had a customer who encounter same issue in her credit card even her credit limit is higher than the amount of the item she want to purchase, we thought that our terminal has a problem but when we transac other transaction we made it successfully so meaning the problem was her credit card, everytike we encounterd such error after two times and nothings happens we usually suggest a customer to make a call to her bank and she did it. After the call we all know that the bank is the one who block the access because they found transactions in her card that may not from the owner.

6 years ago

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Oshani

Oshani

why I can't use my credit cards for payments?

3 years ago

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